In this AARP Auto Insurance Review 2023, we provide an overview of the auto insurance coverage offered by AARP The Hartford, which has been serving AARP members since 1984. This review explains the car insurance available to AARP members aged 50 years or older, coverage packages, discounts, and other benefits associated with the company. The article also evaluates the other auto insurance companies, including AAA Insurance, Progressive, and Root, on customer service and claims satisfaction scores.
AARP is renowned for offering extensive car insurance packages for seniors. The coverage provided through The Hartford insurer includes liability, medical/PIP, and uninsured/underinsured motorist coverages, depending on the state. Furthermore, they provide additional insurance options, such as collision, comprehensive, and special benefit coverage. In spite of being exclusive to members aged 50 and above, rates may still vary depending on the individual’s driving history, credit scores, age, zip code, and car type.
The AARP The Hartford Auto Insurance provides a 6-Point Claim Commitment with a customer service hotline and online platform for filing claims 24/7. Buyers can also take advantage of the extra discounts on groceries, dining out, and other services with the low annual membership fee of $12.
The AAA Auto Insurance is an insurance provider exclusive to AAA members. The company rewards members with a 10% off on the auto premiums and special discounts based on occupation and academic credentials. The company is well-rated by JD Power’s customer satisfaction survey.
Progressive Auto Insurance provides coverage without age limitation, with benefits such as accident forgiveness, small and large, and a safe driver program called Snapshot. Progressive Auto Insurance also ranks highly in the JD Power customer satisfaction survey.
Root Auto Insurance is an Insurtech company offering car insurance, which primarily depends on how a person drives. Drivers with the Root app, have their driving data monitored and analyzed before offering a personalized insurance quote. The company is not available in all the states, but is free from age restrictions and offers roadside assistance, cash back for referring family and friends.
In conclusion, AARP The Hartford’s auto insurance is beneficial for seniors offering a wide range of coverage and other benefits. However, for younger drivers, other auto insurance companies such as Progressive, AAA Auto Insurance, and Root Auto Insurance are also reliable choices offering competitive rates and other advantages. It is important to carefully compare all available options to find a reliable coverage at an affordable price.
