Peripartum Medical Debt Plagues Many Families with Insurance

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Peripartum medical debt is a significant issue for many families with insurance, according to a recent study published in Obstetrics & Gynecology. The study found that the out-of-pocket costs associated with childbirth are often higher than what commercially insured families can afford, resulting in medical debt. The researchers analyzed data from a statewide cohort of commercially insured pregnant and postpartum adults and found that postpartum individuals were more likely to have medical debt in collections compared to pregnant individuals. Additionally, individuals in the lowest-income neighborhoods were more likely to have medical debt in collections than those in other neighborhoods. The study suggests that policies aimed at reducing maternal-infant healthcare spending among commercially insured individuals could help mitigate financial hardship and improve birth equity.

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Frequently Asked Questions (FAQs) Related to the Above News

What is peripartum medical debt?

Peripartum medical debt refers to the financial obligations and debts incurred by families during the period surrounding childbirth, including both prenatal and postpartum care.

Who conducted the study mentioned in the news article?

The study was conducted by researchers and published in Obstetrics & Gynecology, a reputable medical journal.

What did the study find regarding the costs associated with childbirth and insurance?

The study found that the out-of-pocket costs associated with childbirth often exceed what many commercially insured families can afford, leading to medical debt.

Which group, pregnant or postpartum individuals, were more likely to have medical debt in collections according to the study?

The study found that postpartum individuals were more likely to have medical debt in collections compared to pregnant individuals.

Did the study find any disparities in medical debt based on income or neighborhood?

Yes, the study found that individuals living in the lowest-income neighborhoods were more likely to have medical debt in collections compared to those living in other neighborhoods.

What recommendation does the study suggest for addressing this issue?

The study suggests that policies aimed at reducing maternal-infant healthcare spending among commercially insured individuals could help alleviate financial hardships and improve birth equity.

Please note that the FAQs provided on this page are based on the news article published. While we strive to provide accurate and up-to-date information, it is always recommended to consult relevant authorities or professionals before making any decisions or taking action based on the FAQs or the news article.

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